EDM BOOKKEEPING AND TAXES, LLC
Professional, Affordable & Value Tailored Services
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2033605861
EDM BOOKKEEPING AND TAXES, LLC
2033605861

How to Build Credit Responsibly

Now for the good news: If you’re just beginning your credit journey, you may have more credit-building options than you think.

Getting approved for a credit card is only the first step. Here are a few recommendations to keep in mind as you begin your credit journey:

It’s important to remember you’re not alone. According to the Consumer Financial Protection Bureau (CFPB), an estimated 45 million Americans may not have credit scores. That’s a huge number, and it includes a variety of individual cases. Some people simply have no credit history, while others may have a credit history that’s gone stale or isn’t yet sufficient to produce a score under most scoring models.